Disclaimer & General Limitations

PENSION RISK TRACKER SHOULD ONLY BE USED IN A MANNER CONSISTENT WITH THE TERMS AND CONDITIONS PROVIDED HEREIN. USING PENSION RISK TRACKER TO MAKE DECISIONS BEYOND THE SCOPE OF THESE TERMS AND CONDITIONS MAY RESULT IN OUTCOMES THAT HAVE UNDESIRED CONSEQUENCES AND FOR WHICH AON HEWITT HAS NO LIABILITY. Pension Risk Tracker involves models and techniques based on statistical analysis, probability and assumptions and for this reason the data, analysis and projections generated by Pension Risk Tracker have varying degrees of accuracy. Pension Risk Tracker prepares interim funding updates based on data disclosed in annual financial statements and, as the period of the roll forward increases, the accuracy of the projected funding position can decrease. Further, if the assumptions are updated then this may impact the results generated. If a full actuarial calculation of funding level were undertaken it could produce results which are different to that produced by Pension Risk Tracker. Accordingly, more precise calculations, specific data and other factors not included in the Pension Risk Tracker tool should also be considered before proceeding with any particular decision or action.